Having a pre-approved mortgage will give you the confidence of knowing
exactly what you can spend on a home before you start
looking. You will also be protected against interest rate increases
while you look for your new home.
Your Mortgage Specialist will answer your questions and help you
determine which financing terms and options are right for you. Together with your
Mortgage Specialist, we work as a team to
help you find the right home and select the best financing.
Finalizing Your Mortgage
Once you've found the home you want to purchase, there are some
documents you'll probably be asked for in order to finalize your
financing. They will include:
- A copy of the real estate listing of the property. If the home is
still to be built, the mortgage lender will need to see the
architect's or builder's plans and details on lot size and location.
- A copy of the offer to purchase or the building contract, if this
document has been prepared.
- Documents to confirm employment, income and source of
If you have a pre-approved mortgage, it's a simple matter of finalizing
a few details which your Mortgage Specialist will explain to you.