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Buyers work around mortgage stress test

  8/22/2017 | Posted in Home Buyers by Re/Max Royal Properties Realty

A new report reveals Canadian sentiment about homebuying in Canada – including just how impactful the stress test might be.

... More


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Mortgage rule changes are cooling housing market: Morneau

  8/22/2017 | Posted in Mortgages and Real Estate by Re/Max Royal Properties Realty

Finance Minister Bill Morneau says last October’s sweeping mortgage rule changes aimed at cooling Canada’s housing market have successfully dampened high-risk ... More


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The darker side of low rates

  8/22/2017 | Posted in Mortgages and Real Estate by Re/Max Royal Properties Realty

Canadians have qualified for much larger mortgages over the past two decades due to record-low interest rates, and that has impacted affordability according to the Fraser ... More


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Canada's housing bubble has vanished without a 'crash landing', say economists

  8/21/2017 | Posted in Real Estate Market by Re/Max Royal Properties Realty

Economists say the Canadian housing bubble — long feared to be vulnerable to a dangerous pop — is now officially dead.

... More


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The truth behind GTA home prices

  8/21/2017 | Posted in GTA Real Estate by Re/Max Royal Properties Realty

Cause and effect; supply and demand – the reasons for record-high new home prices in the GTA are a matter of government actions and simple economics.

... More


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Mortgage rate outlook

  8/20/2017 | Posted in Mortgage Interest Rates by Re/Max Royal Properties Realty

Mortgage rates are going up, according to a panel of experts. ... More


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Canada has 3 of the 10 most liveable cities in the world

  8/18/2017 | Posted in Most Livable by Re/Max Royal Properties Realty

The annual rankings of the world’s most liveable cities has been revealed and three of the top ten are in Canada.

... More


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Canadian homebuyer power has doubled since the millennium

  8/18/2017 | Posted in Home Buyers by Re/Max Royal Properties Realty

A prolonged regime of low-interest rates along with a steady trend of rising incomes have more than doubled the amount that Canadians are able ... More


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Homebuyers willing to sacrifice indoor space for outdoors

  8/17/2017 | Posted in Home Buyers by Re/Max Royal Properties Realty

Outdoor living is becoming increasingly popular and a new poll shows that homebuyers are willing to have less indoor space if that means more room outside.

... More


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Largest Cohort of Millennials Changing Canadian Real Estate, Despite Constraints of Affordability and Mortgage Regulation

  8/17/2017 | Posted in Real Estate Market by Re/Max Royal Properties Realty

'Peak Millennials' (aged 25 to 30) to create strong wave of demandNational survey shows while the peak millennial dream to own property is very strong, ... More


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Toronto casts shadow over nation's home sales, but realtors see signs market bottoming out

  8/16/2017 | Posted in Ontario Real Estate by Re/Max Royal Properties Realty

Home sales in the Greater Golden Horseshoe just saw the smallest decline since Ontario’s housing clampdown, suggesting the market may be stabilizing.

... More


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Interest rates to hit 1.75% by summer 2019

  8/16/2017 | Posted in Mortgage Interest Rates by Re/Max Royal Properties Realty

The latest forecast from CIBC Capital Markets is for Canadian interest rates to increase again in December this year.

... More


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Supply not the main factor in Toronto's housing woes: Commentary

  8/15/2017 | Posted in Toronto Real Estate by Re/Max Royal Properties Realty

While various quarters have cited supply scarcity as a central driver in Toronto’s long-running housing affordability issues, latest census data actually belies that ... More


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Canadian home sales fall further in July

  8/15/2017 | Posted in Real Estate Market by Re/Max Royal Properties Realty

According to statistics released today by The Canadian Real Estate Association (CREA), national home sales declined further in July 2017.

... More


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New mortgage data released by CMHC

  8/14/2017 | Posted in Mortgages and Real Estate by Re/Max Royal Properties Realty

New mortgages continue to grow in Canada, according to a new report. There were just over 1 million new mortgage loans funded in Canada last year — up 1.4% ... More


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The Teranet-National Bank Composite House Price Index Indicates a 2% Increase in the month of July

  8/14/2017 | Posted in Real Estate Market by Re/Max Royal Properties Realty

In July, the national composite rise was significantly driven by a 2.1% increase in the market with the largest aggregate property value: Toronto. While this looks strong given ... More


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Toronto home buyers and sellers play the waiting game

  8/11/2017 | Posted in Toronto Real Estate by Re/Max Royal Properties Realty

Toronto in mid-August feels like a city waiting with bated breath. The real estate market is drowsy and buyers and sellers are anxious to ... More


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Canadian cities will have lowest office rates in the Americas by 2019

  8/11/2017 | Posted in Commercial Real Estate by Re/Max Royal Properties Realty

Office vacancy rates in some of Canada’s biggest cities are set to be among the lowest in the Americas within the next two years as demand makes the markets among the ... More


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Home construction picks up in July, driven by buildings, condos, CMHC says

  8/10/2017 | Posted in New Developments by Re/Max Royal Properties Realty

The federal housing agency says home construction picked up last month. The annual pace of urban home construction increased by 5.5 per cent to 206,122 units, driven by a ... More


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Here's why BoC might hold off raising rates despite all signs pointing to another hike

  8/9/2017 | Posted in Mortgage Interest Rates by Re/Max Royal Properties Realty

Should Poloz and his policy team sit on their hands for now or entertain at least one more rate increase in the coming months?

... More


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Refinancing is driver of new loans growth: CMHC

  8/9/2017 | Posted in Mortgage News by Re/Max Royal Properties Realty

The number of new mortgages continued higher in 2016 but the share of first-time buyers slipped, CMHC says. The crown corporation reports that there were just over 1 ... More


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Rise of the robot realtor? Canadians amongst the most 'digitally-active' homebuyers in the world

  8/8/2017 | Posted in Industry Trends by Re/Max Royal Properties Realty

New technologies are transforming the way people in Canada and across the globe are buying a home, with significant implications for consumers and the property ... More


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Future of GTA property market is up in the air

  8/7/2017 | Posted in GTA Real Estate by Re/Max Royal Properties Realty

Housing trends show clear evidence that the Places to Grow intensification policy introduced a decade ago has now come into full effect.

... More


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If you haven't disclosed your home's rental suite, you may be breaking the law

  8/6/2017 | Posted in Home Owners by Re/Max Royal Properties Realty

A rental suite is a great way to help homeowners meet their mortgage payments at a time when home prices are creeping ever upward in some parts of Canada.

... More


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Toronto real estate market picks up after lull

  8/6/2017 | Posted in Toronto Real Estate by Re/Max Royal Properties Realty

Home buyers in Toronto and some of the surrounding areas appear to be testing their mettle again after spending a few weeks on the sidelines. It’s too soon to tell ... More


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GTA REALTORS® Release July Resale Housing Market Figures

  8/3/2017 | Posted in Toronto Real Estate by Re/Max Royal Properties Realty

Home sales in the Greater Toronto Area tanked last month and prices continued to recede, the city's real estate board said Thursday, further evidence that provincial ... More


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GTA new condo sales set another quarterly record

  8/3/2017 | Posted in GTA Real Estate by Re/Max Royal Properties Realty

For the second consecutive quarter, new condo apartment sales in the Greater Toronto Area have reached a new high.

... More


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Ontario begins rolling out new condo-board regulations

  8/1/2017 | Posted in Ontario Real Estate by Re/Max Royal Properties Realty

Names of Ontario condominium directors will be listed in a public database under new regulations unveiled this month, as the province begins to implement a new law to protect ... More


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Sales set record

  8/1/2017 | Posted in GTA Real Estate by Re/Max Royal Properties Realty

A new record has been set for Greater Toronto Area’s commercial investment property sales.

... More


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Risk sharing could be negative for housing, mortgage market

  7/31/2017 | Posted in Mortgages and Real Estate by Re/Max Royal Properties Realty

If the federal government forces mortgage lenders to carry more of the risk for delinquencies it could have a negative impact on the housing market and lead to an increase in ... More


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